HYPE
Italian digital account (Banca Sella group) with a native Italian IBAN.
From Free
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Available plans
Start
Free basic Italian IBAN account
Free
Plus
Higher limits, more features
€2.90/month
Premium
Insurance bundle, metal card
€9.90/month
Account details
- Account type
- Online bank
- Italian IBAN
- Yes
- Account opening
- Online
- Italian residency required
- Yes
- Branch appointment required
- No
- Language support
- IT
- Multi-currency
- No
- ATM withdrawals
- Limited free withdrawals in Italy, then fee
- International transfers
- SEPA free/low-cost; non-SEPA fees apply
- Minimum opening deposit
- €0
Documents you'll need
- Passport or national ID card
- Italian tax code (Codice Fiscale)
- Proof of address (utility bill, rental contract...)
- Italian phone number (for SPID/OTP verification)
Good to know: App and support are Italian-only, but you get a real Italian IBAN — useful once you're settled and speak some Italian.
Last verified 2026-09-05. Fees and terms change — confirm details on the official site before opening an account.
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