N26

★ Featured

German neobank, fully app-based, popular first account for newcomers.

From Free

Trustpilot

4.2✓ Verified business profile

42.6K reviews

As of 2026-09-07

Standard

3 free EU ATM withdrawals/month

Free

Smart

Budgeting spaces + more free withdrawals

€4.90/month

You

Travel insurance, multiple currencies

€9.90/month

Metal

Metal card, premium insurance bundle

€16.90/month

Account type: Neobank / app
Italian IBAN: No
Account opening: Online
Italian residency required: No
Branch appointment required: No
Language support: EN, IT, DE, FR, ES
Multi-currency: No
ATM withdrawals: 3 free withdrawals/month in EU on Standard, then fee applies
International transfers: Free SEPA; non-SEPA fees vary by plan
Minimum opening deposit: €0

Good to know: IBAN is German (DE), which can be an issue for Italian salary/utility direct debits — check with your employer first.

Last verified 2026-09-05. Fees and terms change — confirm details on the official site before opening an account.